Is it wise to invest 1 lacs in PPF in one go in the start of the year ?

POSTED BY Jamanu ON January 14, 2014 9:12 am COMMENTS (6)

Dear Sir,

I would like to invest 1 lakh amount in PPF,but I think  invest one time 1 lakh in every year on April month.Mean to say yearly once Not in every month.Is it wise or not.

Please do the needful.



6 replies on this article “Is it wise to invest 1 lacs in PPF in one go in the start of the year ?”

  1. ashalanshu says:

    Dear Jamanu, investment should be linked with a Goal, an aim, an end result beneficial to you. what is your goal for your 1L Rs. this year and years after years?



  2. ashalanshu says:

    Dear Janamu, why do you want to invest 1L Rs. in PPF? Please some background about your choice.



    1. Jamanu says:

      I dont know much about the best area so I wanted to invest in GOVT sector to get good return.If I am wrong then please feel free to advise.


  3. rahul123 says:

    PPF is the best instrument in India to invest (considering risk return scenario).

    First invest in PPF till max limit (1,00,000) after that think of any other option.


  4. viplav says:

    why you intend to invest full one lakh of tax saving component in single instrument, consider mix of instruments with different maturity to suit your needs.

    Tax saving MF has 3 years lock in
    Tax FD/NSC has 5 years lock in
    PPF has 15 years lock in

    try mix and match as per your need, but if you already have achieved financial independence then it is better to invest at the starting of the year, more interest more money

  5. vz1hrp says:

    It is definitely wise to invest it at one go preferably between april 1 and april 5 of every financial year.

    Read this link i came across old-articles section:

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