4 replies on this article “Invsting adivce”

1. Ashal Jauhari says:

   January 12, 2013 at 11:10 pm

   Dear Rajan, you want to invest 3K mly. After 24th month, the invested money ‘ll be taxable in all cases, no matter you are investing in Debt fund or Eq. fund. So you can not escape the Tax Axe in total. Considering the fact that with each passing month, remaining time ‘ll go down, I ‘ll not recommend even balanced fund for your moderate risk profile. Please invest the money into long term debt funds (Income funds or Gilt funds or may be MIPs with a tint of Eq.).

   Thanks

   Ashal

   Reply
2. rajan.panchal24@gmail.com says:

   January 12, 2013 at 9:29 pm

   also, it should have good post tax returns.. tax should not eat up my returns…

   Reply
   1. Free Financial Calculators says:

      January 12, 2013 at 9:36 pm

      which is why debt funds have been suggested. A balanced fund with more than 65% equity
      will give tax free returns (if there are returns) but is not recommended (except maybe a small%) since there is big lose of capital risk involved. This is there in debt funds as well but significantly lower

      Reply
3. Free Financial Calculators says:

   January 12, 2013 at 3:22 pm

   Choose debt instruments like income funds. Gilt funds and some amt in a balanced fund. Not too much as the equity component will be risky for 3 years

   dont invest in liquid funds they are for very short term and for keeping emergency cash with low risk

   Reply

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