POSTED BY May 22, 2012 1:29 pm COMMENTS (3)ON
I am 32 year old. I have Rs. 5000 to invest every month. I need your valuable suggestions from where i can get a good ROI.
Goal: Long Term investment plan. I would like to use the returns only after 10 years.
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3 replies on this article “Investment suggestion”
Dear Ashal, i am 31+, married , monthly income around 45000 salary + 30000 practice…currently loan (30000),house hold expense around 30000. yet to get a kid near future…current investment…25000/yr (LIC jeevan anand),12000/yr PPF,9000/yr(health ins)….already finished 3 yr plan of SBI SMARTULIP PLUS(monthly 5000,i was paying)….now that its over which later i heard was a waste investment,i want to invest 5000/monthly as long term to get a gud return…planning for JEEVAN SARAL,but cancelled the plan after getting ur views…now can you advice..which will be a gud investment….or just RD is better/NSC…get me a gud plan….
Dear Praneeth, what’s your mly income, expenses, married or not, if yes family size & no. of dependents, spouse is working or not, current assets & investments, current loan libilities, what’s the exact goal after 10Y for which you are saving for, what’s the good ROI as per your own understanding????????
Please answer all these & many more question to get a proper answer.
Put your money in a diversified equity fund (I would recommend Franklin Prima Plus or Quantum Long Term Equity or HDFC Equity or DSP Equity). Just get ANY single one out of these.
These funds will give you Good Chances of a good ROI over a period of 10 years or more (but remember there is no guarantee).