Interest rates offered by NPS

POSTED BY singh.saundarya ON September 28, 2010 3:23 pm COMMENTS (4)

I am Saudarya Singh. I want to ask a question that……

What is/will be the probable interest rates/performance (as in case of PPF) offered by various financila entities authorised by Govt for NPS

4 replies on this article “Interest rates offered by NPS”

  1. AKP says:

    Last year SBI fund manager gave ~15-16% return. That’s great. So its pretty good investment for long term with variable interest of >10% (10-15%).

  2. Milind Kotibhaskar says:

    NPS is purely a market dependent instrument. In NPS, you can invest up to 50 % of your money in to the equity index fund ( E class ) . Rest will be in debt instrument such as Corporate bonds ( C class ) and Government bonds ( G class ). So there is no guarantee of the returns. However, considering the equity component of your investment and if you have long term horizon I expect returns to be more than 10 % ( as Gaurav said ).

  3. Gaurav Malik says:

    Hi,
    For sure it will be 10% and upwards but it completely depends on the asset allocation of your funds but I would see it at a base 10%. By allocation I mean what % of your funds you allocate in Sector C, G or E of the NPS. Though Sector E has a cap of 50%.

  4. Hemant B says:

    The returns are not guaranteed(similar to mutual fund) and are as per your fund selection and performance of the Fund Manager.

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