I want suggestion from you regarding Health insurance.My age 40,wife 33,daughters 7 and 5yrs.Parents 75 and 68 yrs .Presently resigned from a company where i was insured by the company.But now i need to buy myself,Kindly suggest which one to take

1) Whether I should go for whole family health Insurance

2) Should I Take Individual policy for each and every one

3)Should I go for family floater which covers myself,spouse,Children and One Policy for parents

Kindly suggest and which is the Insuarce which suits my requirements.

One more not also covered under Accidental Insurance My earning per year is 7.5 Lakhs.Which Term Insurance should I go for.

Kindly suggest