January 9, 2014 10:29 am
I just want to know that to take LIC policy is good or bad. Because many people says that they deceives the persons at time of claim. So my question is that LIC policy is good or bad.
Thanks Ashal for providing me this information.
Dear Vinay, the bonus mentioned by you are not guaranteed till declared for any year. yes these ‘ll be paid either at the maturity time or at the time of death. If you are going to purchase the LIC policy for investment purpose, do not expect to beat inflation from your policy maturity amount.
Hi rahul n manish
Thanks for your views, tell me one thing that how much simple reservisiory bonus and loyalty addition we can get in JEEVAN ANAND POLICY for S.A. 100000 n why these bonuses not mentioned on BOND. We can get these bonuses only on maturity or as well as at the time of claim. Please tell me.
There is nothing like this. Any policy if taken by giving right information will not create any problem . LIC is one of the best in claims handling . But even private insurance should be fine provided that you do not hide any info at the time of taking the policy .
However if you are talking about Investment products, then not just LIC , but even private insurance companies products would be waste , especially if you want huge returns at the of several years !
You need to make a wise decision on this. Since there is always some complications while making claims. Let the experts speak on this. Hope you take a good decision.
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