POSTED BY June 2, 2013 4:08 pm COMMENTS (5)ON
My cibil score is 837 as per Transunion Ver 1 and 822 as per Transunion ver 2. I am having SBI Credit Card with excellent track record for last 2 years. In my cibil report there are 5 enquiries in last month of which credit card related enquiries are 4. For getting life time free card I had now applied for HSBC Credit card for Life time free card. Unknowingly i had also applied to HDFC Card I had received an SMS from HDFC Bank that card is under process. My questions are
i) Will i be issued HSBC Credit Card to enable me to cancel HDFC Bank card.
ii) Does my marks in CIBIL score get reduces on account of frequent enquiries.