Hi All,

I had taken a LIC Amulya Jeevan Term plan for 30 years when my age was 26. I have been paying my preimums on time and the next premium due is in December. I have got married now and expecting a child and hence want to enhance my cover however, i would rather go for a eTerm plan as it costs considerably less than the offline policy i currently hold.

Can someone guide me as to how to get my current policy switch to eTerm plan?

Does my previous policy history help me to avoid medical and provide any additional discounts?

Can I increase my Sum Assured while switching my policy to online?

Thanks