I was planning to list down a few investment vehicles available in India, and then ponder on how to get maximum yield out of them, for eg. for PPF if we invest  1 lakh between 1 April to 5 April we get maximum returns. There is lack of visibility regarding many investment vehicles. lets list down them, and if i miss out on some, plz add to this list, i think its a worth exercise and i invite all the experts here

1. Bank FD(laddering)

2. PPF

3.NSC

4. MIS

5. PF

6. Senior citizen saving scheme

7. Inflation index bonds

8. Tax free bonds

9. FMP

10. Debt mutual funds/dynamic bond funds/income funds

11. Gilt funds

12. Hybrid funds – conservative

13. Hybrid funds – aggressive

14. Balanced funds

15. Diversified equity funds- large cap, midcap, multicap

16. Short term/ultra short term/liquid funds

17. mod account/ auto swipe in account for eg. SBI saving plus

18. ELSS

19. Arbitrage funds

20. Sector funds

21. Stocks

22. Company fixed deposits

it would be great if you arrange them on priority basis, like must haves and must avoid

Thanks in advance