how to get better returns higher than FD or FMP plan ?

POSTED BY aviates ON January 15, 2014 1:22 pm COMMENTS (3)

Dear Team,

Per golden rule of investment,for long term investment plan I started investing through SIP past 05 years through diversified portfolio in mutual fund, but overall it provided return on an average of  8-9.5% only. Plz advice how can investor look for better return which should be higher than FD/FMP plan ?


3 replies on this article “how to get better returns higher than FD or FMP plan ?”

  1. omshah18 says:

    Equity best for you..

  2. ashalanshu says:

    Dear Aviates, this 8-9% is tax free for you. Whatr about taxation on investment in FDs and FMPs?

    How much return is too much for you?



  3. Sumit says:

    Good large cap funds provided around 14% annualized returns in last 5 years.
    Can you please tell me in which funds you are investing through SIP?

    Equity is the best way for long term wealth creation, be consistent and disciplined through SIP investment, short term under performance is not a problem for good quality diversified funds. But you have to review once in a year, if the fund continuously under-performing its benchmark and peers for 2-3 years in a row, You can switch to different funds.


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