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POSTED BY ON January 20, 2014 1:25 pm COMMENTS (8)
I have a ”SBI salary account” with ”sweep facility” enabled. I want to make it a ”joint account” with my wife as ”second account holder” {She is a housewife and has zero income).I want to know the following-
1. Interest on the sweep portion attracts income tax and I need to pay the same as per my salary slab. If my wife becomes second account holder, tax payable will remain the same and it will have to be deposited by me only,right (i.e. no changes/complexity regarding the tax)?
2. Will second account holder get a separate atm card, checkbook and internet banking account?
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I am presently in noida and my account is in SBI charkhari. Now I would like to convert my saving account into joint account with my wife, she is house wife. Can I convert the account into joint through online ? What are the reqiured documents ? Please reply me.
No you cant do this online. You will have to visit the bank with documents !
I am presently in Rajasthan and my account is in Manipur. Now I like to convert my saving account into joint account with my wife, she is at home and ordinary house wife. Can I convert the account into joint through online ? What are the reqiured documents ? Please reply me.
I stay in dubai I want change my account into joint account with my wife I should come to India to change
I guess you will have to because you would need to sign the documents
Dear Shikhar, the tax liability on the said account ‘ll remain with you only. The cheque book ‘ll remain same. ATM card ‘ll be new one for her.
Thanks
Ashal
My wife doesn’t have pan card, can we still convert my single account to join account in SBI?
Yes you can do