If main applicant score is 800+ and co applicant score is not very great for e.g co applicant has score b/t 650 to 700 will that loan eligibility will impact?
Dear Saritha, anything above 750 is good if there are nil DPD or nil adverse remarks. In case your score is 800+, every banker w’d love to deal with you.
I think i have to rephrase my statement. Sorry for that. If i want to take a home loan what would be the good cibil score do i need to have. please let me know
Dear Saritha, yes the bank may take it negatively for a low score co-applicant.
Thanks
Ashal
Thanks Ashal answering all my queries.
If main applicant score is 800+ and co applicant score is not very great for e.g co applicant has score b/t 650 to 700 will that loan eligibility will impact?
DearSaritha, yes, to increase eligibility, you may add a co-applicant.
Thanks
Ashal
Thanks for the info Ashal . how about the eligibility criteria. Suppose if i need to go for higher amount can i go with co-applicant option ?
Dear Saritha, anything above 750 is good if there are nil DPD or nil adverse remarks. In case your score is 800+, every banker w’d love to deal with you.
Thanks
Ashal
Hi Ashal,
I think i have to rephrase my statement. Sorry for that. If i want to take a home loan what would be the good cibil score do i need to have. please let me know
Dear Saritha, what’s your actual requirement?
Thanks
Ashal
gcsaritha – did you mean you already got the report and need help in reading it ?