How to Calculate Indicative FMP yield ?

POSTED BY Anand ON November 11, 2013 2:10 pm COMMENTS (5)


How can one calculate indicative FMP yield ? IF we contact the Fund house, they say disclosure of this information is banned by SEBI.

I was browsing through website :—calculating-returns-from-fixed-maturity-plans/1/186555.html

And he has given information about the same, but I want to ask where I would get details about prevailing yields , based on which FMP\’s yield can be calculated.

Also , I could not find any information about in which company\’s/banks instrument the fund house will invest.

I have received a excel file from link :  stating portfolio for old schemes, but no info about current or future FMP

5 replies on this article “How to Calculate Indicative FMP yield ?”

  1. ashalanshu says:

    Dear Anand, you can check and calculate the same from bond market. You should clearly know the papers invested in by your fund i.e. underlying portfolio.



  2. Anand says:

    Hi Ashal,

    But no way to find out current CP/CD or Treasury bill rates in market ?


  3. ashalanshu says:

    Dear Anand, post tax return for an FMP ‘l be better than FD for the 2Y time frame.



  4. Anand says:

    Hi Ashal,

    I am not much worried about yield, but just curious about how much better the returns will be than a FD.

    I was thinking about 2 years FMP, if we consider tax implications, it will be better than FD but still wanted to know indicative return, as FD at the moment providing 9%


  5. ashalanshu says:

    Dear Anand, the answer given to you by AMc is correct. Please do not invest in FMPs if you are so much worried about Yield.



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