Dear Ashal,

Hope this are good at your end. My SBI MaxGain interest rate is 11.35%. I think, this is on higher side and I was hoping SBI would reduce it over period of time but it is not happening when I see new loan offering is at around 10.1%

What should I do reduce this interest rate? Do I need to go to RACPC to inquire the procedure to apply for rate reduction?

Thanks,

Kulkarni