June 28, 2012 11:39 am
How do I decide, if HRA or Home Loan is beneficial from taxation perspective?
Thanks Ashal and Manish. Currently, I dont have numbers, since I am yet to look out, wondering if there is a any formula?
Dear Sunil, What we are asking is the salary details, HRA component, possible rent to be paid, home loan amount, EMI, city in which the person in question ‘ll live be it on rent or own house……
If you do have such nos. please post the same.
the answer may be different for each case based upon these nos.
Give more details , so that we can see on the numbers !
Dear Sunil, having a roof of your own is important or tax benefit? You decide. If you are asking for pure financial perspective, the answer ‘ll depend upon the situations & actual nos. of an individual.
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