POSTED BY August 1, 2012 10:43 pm COMMENTS (4)ON
I have taken a home loan 6 years back fro citi bank and again taken a top up loan on that before 1 year. Now the problem is the ROI is more than 13% now since this is not a pure home loan and the pre-closing charges is 4%.
Is it worth to switch the home loan to a new bank? Would they consider this as a pure home-loan?