POSTED BY May 19, 2011 10:23 am COMMENTS (6)ON
I have been searching to purchase a home insurance poilicy for the past 3 months , i have approached ICICI(responded well with an offer for Rs 24,000/- for 10 years for insuring the structure only ,HDFC(did not respond at all),New india assurance company (which is yet to launch the product),Royal Sundaram is the cheapest i could find , they offered a 50 lakhs insurance policy (on line ) for Rs 18000/-(for structure only ).
The persons from ICICI and Royal Sundaram said that they have their own in house settlement , no third party is involved is that true ? How can i confirm this piece of information and is it better buy the policy on-line or through the branch ,because i was told that they (ICICI) can get per sq feet rate upto Rs 2000/- if its through them directly instead of the online process in which no such thing is mentioned . How can i verify Royal Sundarams settlement track record, i am sceptical about this offer from Royal Sundaram .
What are the right questions i need to ask before buying a home insurance policy ?
Which is the better product ?
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