POSTED BY April 5, 2012 4:02 pm COMMENTS (2)ON
Can somebody suggest me a good Health Insurance Policy for my parents (Father – 56 yrs & Mother 51 yrs). Shall we (self & my wife ) also should take policy together with my parents.
Background: Currently, I have a health insurance policy sponsored by Employer for my family and for my parents. We are using the same for the past 2 years. However, now, I am planning to shift the job and in future, I am not sure about getting similar policies from new employer.
My father is a Diabetic. Mother is normal health.
My doubts are:
1. Is it better to have individual policies for my mother & father or single policy for both of them
2. Is it better to have a separate policy for parents or it should include us (me, and my wife) also in the same policy.
3. The policy may include Diabetic complications (may be after 1 or 2 years of starting policy). Coverage of Diabetic is not urgent as the current policy will be in force for next 1 year.
Kindly refer a good health insurance policy.