POSTED BY September 17, 2012 9:14 pm COMMENTS (13)ON
We are total 5 members in our family.
1) Me – 28 – Not married — 4 Lpa salary -No pre exixting deseages – No Insurance till now
2) Brother – 27- Not marrierd — 4.2 Lpa salary – No pre exixting deseages – No insurance
3) Sister –25 –not Married–N/W -No pre exixting deseages – No insurance
4) Mother – 57 – No pre exixting deseages – 3 Lacs Health Insurance from State Govt
5) Father – 63– retired govt emoployee –3 Lpa (Pension) — Having pre exixting deseages ( lungs infection ) with Diabetics — Health Insurance from State Govt
I want to take the Insurance for my me and my family, but confused. My parents have existing health coverage with 3 Lacs from state Govt. But i want to increase their sum assurance upto 15 L with Top Up Insurance.
My brother, sister and me want to buy the individual health insurance.
How much premium is for 15 L top up insurance for each of us?
father 3 Lacs (existing coverage) +15L Top up
Mother 3 Lacs (existing coverage) +15L Top up
Me 3 Lacs (Individual Insurance) +15L Top up
Brother 3 Lacs (Individual Insurance) +15L Top up
Sister 3 Lacs (Individual Insurance) +15L Top up
Whole family floater 3 Lacs for me, brother and sister with Top Up 15 lacs and 15 lacs top up for my parents.
Which is the better way or advice any best suggesion.