Which one is better ? Apollo Munich’s Optima Restore or Aegon Religare’s online health insurance

POSTED BY sunil taneja ON June 29, 2012 12:16 pm COMMENTS (3)

I want to buy health insurance with for myself, wife and daughter. I am 30, wife is 29 and daughter is 2 yrs old.

Which one is better between Apollo Munich’s Optima Restore and Aegon Religare’s online health insurance a good plan or should I go for another one?

3 replies on this article “Which one is better ? Apollo Munich’s Optima Restore or Aegon Religare’s online health insurance”

  1. sunil taneja says:
    June 29, 2012 at 1:02 pm

    Thanks, Ashal.. No, I dnt have a family history of diabetes. So in this case, is Optima Restore is better choice or Aegon’s plan suits me as it pays a guaranteed sum everyday?

    Reply
    1. Ashal Jauhari says:
      June 30, 2012 at 12:21 am

      Dear Sunil, the Aegon Religare plan is not a pure mediclaim plan or health plan but an investment based plan. So it’s not comparable to Optima. Hence for pure financial & health reasons pleas go for Optima Restore.

      Thanks

      Ashal

      Reply
  2. Ashal Jauhari says:
    June 29, 2012 at 12:42 pm

    Dear Sunil, do you have a family history of diabetes? If the answer is yes, please do not go for Optima as diabetes is in the exclusion list. My take ‘ll be to go form normal family floater plan of Apollo.

    Thanks

    Ashal

    Reply

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