8 replies on this article “HDFC SL Crest”

1. Kunal Pawaskar says:

   December 24, 2012 at 3:22 pm

   Hi Vibhor,

   This article might help in making a choice on continuing or discontinuing your HDFC Crest investment.
   http://www.caporbit.com/hdfc-crest-ulip-discontinue-or-continue/

   Regards,
   Kunal

   Reply
2. Microsoft@1 says:

   September 11, 2012 at 9:56 am

   Dear Ashal,

   I di dnot know earlier how it works but I spent time and rea dmany articles on this site and got idea. In fact I did not go in details when I decided to invest in this and went by agent words who did not tell me unrevealed charges and i did no take pain to read all details after receiving document, I guess I would have cancelled the policy with in 15 days if I spent a little time before investment. Their Premium Allocation, fund management , Policy Administration, Mis charges already deduct good amount from premium.

   I might get good return on FD ( 9.25%) for 1 year 16 days in HDFC itself.

   Reply
   1. Ashal Jauhari says:

      September 11, 2012 at 10:18 am

      Dear Microsoft, as you know the answer now, it’s the right time to do the sensible thing. Stop this policy. Purchase term cover for your insurance needs & invest elsewhere in pure investment oriented products like PPF, FDs, MFs.

      Thanks

      Ashal

      Reply
3. Ashal Jauhari says:

   September 10, 2012 at 10:15 pm

   Dear Microsoft, what’s the query?

   Thanks

   Ashal

   Reply
   1. Microsoft@1 says:

      September 10, 2012 at 10:24 pm

      Hi Ashal,

      I invested in HDFC SL Crest last year and now I relaize that I may not be getting good return even if I continue in policy so I want to discontinue this policy after investing 1 premium and be happy with whatever money I get after 5 year. Do you think its wise idea

      Reply
      1. Ashal Jauhari says:

         September 10, 2012 at 10:31 pm

         Dear microsoft, yes, it’s a good idea to inform the insurer that you want to surrender your policy & ‘ll receive your money after the mandatory 5Y period.

         Thanks

         Ashal

         Reply
         1. Microsoft@1 says:

            September 11, 2012 at 6:40 am

            thanks Anshal, but do you also agree that HDFC Crest will / may not give good return if I stay in policy and may be some other investment option will be better choice.

            Reply
            1. Ashal Jauhari says:

               September 11, 2012 at 9:06 am

               Dear Microsoft, instead of giving a direct Yes or No type answer, I w’d like to ask you, do you know how this HDFC Crest policy works?

               Thanks

               Ashal

               Reply

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