HDFC Equity Fund (G) or ING FPF Cautious Plan (G) which one is better?

POSTED BY Makrand Nafde ON February 5, 2013 4:01 am COMMENTS (4)

I have invested Rs 10,000 in HDFC Equity Fund (G) and Rs 10,000 ING FPF Cautious Plan (G) in the Feb last year and today the returns are 10.3% and 10.87% respectively. Could you please advise if I should exit from one of the funds or both the funds? If yes, which one I should buy instead or should I wait and watch?

4 replies on this article “HDFC Equity Fund (G) or ING FPF Cautious Plan (G) which one is better?”

  1. Dear Makrand, please define this higher risk thing. How much low portfolio value can you digest as your higher risk? Remember it’s very easy to say high risk & very difficult to digest the real slide in our own portfolio.

    Thanks

    Ashal

  2. Dear Makrand, had you ever tried in past on a railway station, asking for a ticket of destination of clerk’s choice not your choice of destination? What prompted you to invest in these funds at first place? Was it any goal or just for the sake of investment?

    Thanks

    Ashal

    1. Makrand Nafde says:

      Hi Ashal,

      To some extent you are right, my goal was to invest for around 3-5 years and the risk appetite was low. So as per my friend’s suggestion I invested in these two funds blindly. But now I wanted to put some more money into the fund and looking to invest for the next five years, also the risk appetite is higher. Could you please suggest me if I should exit from these funds or should continue.

      Thanks

  3. You are comparing apples and oranges.
    HDFC equity is a large and mi-cap pure equity fund.
    The other is a fund of funds and is primarily dent oriented. Both find a place in the portfolio depending the time frame and nature of the goal

    You need to ask yourself why you invested in the first place. List your goals and align your investments with your goals.

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