POSTED BY March 28, 2014 1:22 pm COMMENTS (11)ON
I am an NRI and recently purchased HDFC Click2protect term insurance online. However to my surprise inspite of being a smoker and declaring it as such there are no medical test scheduled for me and the Policy has been issued.
I am not comfortable with the idea to have the insurance without medical test. By having it will give me confidence nothing is not shared with the insurance company and i can have a free mind.
Can anyone suggest Term Insurance plan where medical test ARE conducted before the policy is issued ? I am 32 years old, married male.