POSTED BY August 27, 2012 6:24 pm COMMENTS (4)ON
Which case is more prefered by Bank for Loan approval?
Case-1: Ram is having credit card with past loan history but he has got good CIBIL report with credit score say 800.
Case-2: Shyam don’t have credit cards/loans & he doesn’t feel need of credit card but having decent transaction history in last few years with debit card, net banking etc.
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