Geographical coverage of Personal Accident and Critical Illness policies

POSTED BY harishj ON March 10, 2014 4:58 pm ONE COMMENT

Is the geographical coverage for these policies worldwide? i.e. If I buy policy while I am living in India but later on shift to abroad (for either temporary or for long term), will I still be covered for Accidental death and disability (as per personal accident policy) and Critical Illness cover if I am paying my premiums?

I suppose in Life insurance, we are covered worldwide. But please confirm that also.

One reply on this article “Geographical coverage of Personal Accident and Critical Illness policies”

  1. ashalanshu says:

    Dear Harish, normally these policies are yly renewal ones and do not cover beyond Geographical territory of India unless exclusively mentioned in the policy bond.



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