From which city I should apply for Home loan ?

POSTED BY jagdish ON January 20, 2014 1:26 pm COMMENTS (2)

Dear Sir !

I have booked a 2 BHK under construction flat (approved project of  SBI)  in Bhopal (M.P.) My job and residence are at Gwalior (M.P.).  Kindly suggest from where I should apply for home loan – Gwalior or Bhopal? also suggest that I should apply for normal home loan plan or Max gain home loan plan? (my monthly salary is 24000/-). Thanking you.

2 replies on this article “From which city I should apply for Home loan ?”

  1. ashalanshu says:

    Dear Jagdish, please contact in your Gwalior branch and check, if you get pre approved loan amount, ‘ll it be considered for Bhopal property later on? If SBI staff is ready to do business, opt it. Else apply from Bhopal.

    To opt Max Gain or not, ‘ll be your personal choice.

    Thanks

    Ashal

  2. G Sagar Yadav says:

    Hi,
    Usually Its best for consumers to apply for Loan from the place where property is located. It will save the cost in terms of evaluation/verification which is done by banks. In ur case u can apply from SBI ( Because project is approved from this bank ) from Bhopal . Go for Maxgain. The adavntage of it, u can know from other post from this portal.

    Regards
    Sagar

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