POSTED BY May 1, 2012 12:42 pm COMMENTS (2)ON
i am married 29 year old earning 48000 pm & no kid. i have a home loan of 15 lacs paying EMI – 15000 @ 8.5 only for this year from next year onward it will be as per market rate (floating) & can save 10,000 PM.
Shall i first finish the home loan then think about the investment or i should start investing money.
how safe is to invest in gold since fluctuation is quite high.
I would like to know about some good SIP, GOLD ETF/SIP Plans as a long term investment.
can you please suggest me, how to pick a mutual fund for balanced investment where i should get returns at least 12%.
hows to get a good insurance plan to over come the future expanses (like kids Education, wedding, health) where i will get regular returns (like after 5 years) & also for retirement. i am looking for 10 -15 year investment plan.
my current investments.
MF name investment amount current Value
Reliance Long Term Equity (G) 10000 14888
Reliance Natural Resources (G) 15000 15003
SBI Magnum Tax Gain (G) 10000 9672
Reliance Money Guarantee Plan – Fund F 90000 74307 (annually 30,000)
Please suggest me what my portfolio should be? & if required which one needs to discontinue.