POSTED BY July 9, 2012 12:42 pm COMMENTS (6)ON
First of all, it’s nice to see a forum addressing peoples concerns and advising them on many aspects. I have read a few cases. I appreciate this. Good going!
I too have a concern.
I have decided to buy a flat with the aid of an housing loan. The builders of the flat (which i have chosen) have tie ups with Punjab National Bank and India Bulls. A person from India Bulls has called me and says i am eligible for the amount i have requested for and that if i produce all the necessary documents, i will be getting a sanction letter through e-mail.
I have following questions :
1.Can i bank on this letter to assume that i will be getting the amount i want or is there any other way to ensure that i will be getting the amount promised?
2.Does housing loan policy of India Bull fall through RBI guidelines?
3.Which would be the better bank among Punjab National Bank and India Bulls for a housing loan?
I have more questions on the builders and the flat which i am planning to buy. As of now, i am expecting a positive response for the above questions ASAP.
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