POSTED BY February 21, 2013 5:33 pm COMMENTS (7)ON
I took a loan from SBI for my apartment that is under construction. I was eligible for 28 lakhs, so I took a joint loan with my father, which increased my eligibility to 33 lakhs. But, the tenure was made only 7 years because that was the time left for my father’s retirement and hence the EMI is very high.
I have paid 18 EMI’s and now my outstanding amount is 27.5 lakhs, which is within my eligibility. Can I change the tenure of my loan to reduce my EMI’s.
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