Do companies stop helping you after you buy the online term plan ?

POSTED BY sdugal24 ON March 27, 2014 9:10 pm COMMENTS (2)

Dear Sir,

I was reading your articles on Term Insurance Plan and its benefits. I am also interested to taken Term Insurance Plan. However, confused with various companies offering the same. Could you pl. guide me in this.

I am 37 years old and my yearly gross income is approx. 7.50 lacs. I have taken a Home Loan of Rs. 17.50 lacs (Personal Accident & Death coverange Insurance taken for Loan amount).

I would like to take an online Insurance. Whether taking an online Insurance is beneficial? I heard that after an online insurance is sold (Term Plan or any other plan) the companies are least bothered to receive your calls / resolve the problems.

Could you pl. guide in this matter as to how much amount’s insurance should I take and online mode is ok?

Satyajit Dugal

2 replies on this article “Do companies stop helping you after you buy the online term plan ?”

  1. Nikhil Verma says:

    I also never faced any issue from Aviva & ICICI Pru. If there are any issue you can go to the next level of customer care and your query will be resolved.

  2. ashalanshu says:

    Dear Satyajit, in my personal case, I had purchase an online term cover from Aviva and I have not faced any issues, mentioned by you. Whenever I ask for any help or clarification, I got the reply over e-mail.

    Thanks

    Ashal

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