Dear Sir,

I was reading your articles on Term Insurance Plan and its benefits. I am also interested to taken Term Insurance Plan. However, confused with various companies offering the same. Could you pl. guide me in this.

I am 37 years old and my yearly gross income is approx. 7.50 lacs. I have taken a Home Loan of Rs. 17.50 lacs (Personal Accident & Death coverange Insurance taken for Loan amount).

I would like to take an online Insurance. Whether taking an online Insurance is beneficial? I heard that after an online insurance is sold (Term Plan or any other plan) the companies are least bothered to receive your calls / resolve the problems.

Could you pl. guide in this matter as to how much amount’s insurance should I take and online mode is ok?

Satyajit Dugal