Age – 55

years remaining for retirement – 3 

monthly salary – Rs. 71,000 (goverment employee)

comfortable equity : debt raito of 25:75

monthly expenses – Rs. 18,000

GIS + GPF + Gradudity = Rs. 25,00,000

monthly pension by government – Rs. 35,000 per month 

how to generate monthly income after retirement?

he wants to feel the gap of almost Rs30.000..is it possible?

Assets –

PPF = Rs. 2,00,000

real estate(rental income) = Rs.12,000/ month

liabilities 

loan – he will have to pay Rs15,000 per month for 5 years