Debt Investments – Lumpsum/STP

POSTED BY Sumit ON November 4, 2010 2:30 pm COMMENTS (2)

At this juncture, is it wise get into the debt market with a horizon of 1-2 years.

Is it ok to make lumpsum investment in the same since it is not linked to the equity market to a large extent.

Also, which debt funds category is most recommended today – MIPs(conservative), Income funds, or FMP?

Will these debt funds take care of themselves if equity market falls?

Thanks

2 replies on this article “Debt Investments – Lumpsum/STP”

  1. Sumit says:

    I understand that if there is equity market exposure in the product, it will take an impact if the market falls, i am looking for the best debt option out of MIP(with less equity exposure) or Income or Bond funds or FMP or anyother….considering that am looking to move back into equities as and when i get an opportunity…

    thanks

  2. Sumit

    Each product you mentioned is debt , but it works a bit differently , you can go for FMP’s or MIP with 1 yr horizon , once the market dips, you can reinvest your money from debt to equity

    There wont be an impact on your debt instruments because of equity falling unless there is some component of equity in your funds .

    Manish

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