critical illness cover

POSTED BY kapil gupta ON July 24, 2012 1:27 pm ONE COMMENT

i kapil gupta 33 yrs old have term insurance,health insurance,accidental insurance ( thanks to ur forum)
now i want to purchase critical illness cover
my question is if i take pure critical illness policy its premium goes on as the age increases
why not i should buy a life insurance policy and add critical illness rider in this scenario my premum will not increase with age
plz correct me if i am wrong

One reply on this article “critical illness cover”

  1. Yes thats correct, you can do that , the only issue is that critical riders which comes as add ons in term plans are not comprehensive enough , but still give decent cover . You can do this if you want .


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