October 13, 2010 10:34 am
How can a customer gain by credit/debit/plastic cards this festive season?
Some of the credit cards are offereing coupons or money back in form of coupons, so you can use those opportunity , but make sure your shopping is not driven by those discounts !!
Check with your bank if they offer 0% interest EMI on purchasing. That way, you can save some interest by paying the amount back in EMI. Also, you’ll get reward points, which you can exchange with some exciting gifts.
But remember, do not go for this if
a) there are file processing charges or admin charges
b) transaction amount is low
c) you generally forget to pay your credit card due amount on time
Hope it will help you.
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