Credit card with no annual/no joining fee

POSTED BY Vivek ON October 9, 2013 1:17 pm COMMENTS (4)

Dear All,

Is there any cash back credit card which having no annual fee and no joining fee?

As I have checked most cards but all cards are having reward program not cash back option

4 replies on this article “Credit card with no annual/no joining fee”

  1. ashalanshu says:

    Dear Vivek, most banks offer renewal fee waiver, if you use the card in the year above a certain limit.

    Thanks

    Ashal

  2. Nikhil Verma says:

    Dear Vivek,

    Some of my friends have got the renewal charges completely reversed, myself had got 50% waived off for renewal fee. It all depends on your negotiation skills :-). Also atleast the card is free for 1st year. Use it and at the end of 1st year ask them to cancel the card :-).

    Regards,
    Nikhil

  3. Vivek says:

    Thanks Ashal,
    Annual and 2nd year renewal charges are there,

  4. ashalanshu says:

    Dear Vivek, Please check with S&C titanium. Now a days not many cards are offering cashbacks. Earlier my own SBI cc was a cashback card but later on cashback feature withdrawan.

    Thanks

    Ashal

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