October 9, 2013 1:17 pm
Is there any cash back credit card which having no annual fee and no joining fee?
As I have checked most cards but all cards are having reward program not cash back option
Dear Vivek, most banks offer renewal fee waiver, if you use the card in the year above a certain limit.
Some of my friends have got the renewal charges completely reversed, myself had got 50% waived off for renewal fee. It all depends on your negotiation skills :-). Also atleast the card is free for 1st year. Use it and at the end of 1st year ask them to cancel the card :-).
Annual and 2nd year renewal charges are there,
Dear Vivek, Please check with S&C titanium. Now a days not many cards are offering cashbacks. Earlier my own SBI cc was a cashback card but later on cashback feature withdrawan.
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