POSTED BY October 9, 2013 1:17 pm COMMENTS (4)
ONDear All,
Is there any cash back credit card which having no annual fee and no joining fee?
As I have checked most cards but all cards are having reward program not cash back option
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Dear Vivek, most banks offer renewal fee waiver, if you use the card in the year above a certain limit.
Thanks
Ashal
Dear Vivek,
Some of my friends have got the renewal charges completely reversed, myself had got 50% waived off for renewal fee. It all depends on your negotiation skills :-). Also atleast the card is free for 1st year. Use it and at the end of 1st year ask them to cancel the card :-).
Regards,
Nikhil
Thanks Ashal,
Annual and 2nd year renewal charges are there,
Dear Vivek, Please check with S&C titanium. Now a days not many cards are offering cashbacks. Earlier my own SBI cc was a cashback card but later on cashback feature withdrawan.
Thanks
Ashal