7 replies on this article “Creating a MF Portfolio for long-term investment”

1. Ashal Jauhari says:

   March 20, 2013 at 1:42 pm

   Dear Siva, with out knowing your family members details & your actual requirements of corpus, how can I answer?

   thanks

   Ashal

   Reply
2. Ashal Jauhari says:

   March 19, 2013 at 4:55 pm

   Dear Siva, if I recall right, about a year ago, you were asking the same question. Please do not invest in Eq. funds at all if the time frame is limited to just 5Y. A simple product like bank RD ‘ll be good enough for your risk. Yes corpus as per your requirement ‘ll be there or not, is a different thing.

   Thanks

   Ashal

   Reply
   1. Siva says:

      March 20, 2013 at 11:23 am

      Ashal, Since I am creating an portfolio for my long term I will definitely invest more than 5 years. Can you suggest me on the time frame for the long-term investment.

      Reply
      1. Ramesh says:

         March 20, 2013 at 12:49 pm

         If you are around 30 years, think long term as 40-50-60 years.

         Reply
3. Free Financial Calculators says:

   March 19, 2013 at 4:51 pm

   Not clear how far away your goals are. More than 5 years is vague. If is 6 years then you should limit your exposure to equity to only about 30%. In such cases your risk appetite is not important the duration to your goal is.

   For a goal about 10 years away you could choose a good balanced fund like HDFC Balanced or prudence. Usually one would go with a fund like quantum long term equity which has large cap and smal-.mid-cap exposure. however in your case the amt you can invest is quite small. Not sure you will be able to meet your goals with this amt. So lesser risk is recommended.

   In case you want to know how to choose a MF you could read
   http://freefincal.wordpress.com/step-by-step-guide-to-choosing-a-mutual-fund/

   Be clear about your goals. How much you need to save and try and increase the amt that can be saved.

   Reply
4. Raghav says:

   March 19, 2013 at 2:37 pm

   Dear Siva,
   You need to share more details.
   How many years can you stay invested
   How much can you invest
   What is your goal
   What is your risk profile

   Regards
   Raghav

   Reply
   1. Siva says:

      March 19, 2013 at 2:48 pm

      Raghav, I can accommodate 3000 per month and want to go in an SIP mode. As I mentioned I am opting this for long term it would be for more than 5 years. My goal are to achieve my child’s education and marriage. I am an average risk taker.

      Reply

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