Confused about EMI and Disbursement of Loan

POSTED BY rrohitkumar ON December 19, 2013 8:18 am ONE COMMENT

Hello Members,


An year back I had taken a loan from SBI – SBI MAX GAIN HOME LOAN.  The bank had disbursed half the amount to the builder . After this disbursement the project was halted due to some reasons. I had opted for a EMI option from day one.

Now that there has been no disbursement till date from the one that happened initially. I need to know that when I am paying the full EMI, will the bank be taking only the interest on the disbursement and reduce my loan amount with the remaining money paid as EMI.  I had recently taken a statement of my account however the same was not reflecting in the statement.

Would be great if you all can help me out with this.


One reply on this article “Confused about EMI and Disbursement of Loan”

  1. ashalanshu says:

    Dear Rohit, can you sure your account statement with me over my personal mail ID.



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