CIBIL Score not generated

POSTED BY lokeshk83 ON October 4, 2013 6:35 pm COMMENTS (7)

Hello,

I recently applied for my credit score from cibil and in response to that they have given me following reply:

“”In this regard, we would like to inform you that we have processed your CIBIL Report request.  However, we regret our inability to generate a score on your report due to the following reasons:


. Account information not available
. Your report has only enquires and account information not available
. The last date reported or date closed in your report is older than 24 months for all accounts
. Consumer is an ‘Authorized’ user for all the accounts in the report.”

Currently i do not have a credit card but i do want to get one. Please tell will i face difficulty in getting a credit card in absence of my credit score.

Thanks in advance.

 

7 replies on this article “CIBIL Score not generated”

  1. pinky kelwa says:

    Dear sir,
    I want to generate no hit cibil report inPDF format please suggest it is possible or not bcz someone is shown me the same no hit report but i am not able to genrate the report.

    1. Hi pinky kelwa

      I am not clear on what is your question. Please repeat it with more clarity

      Manish

      1. pinky kelwa says:

        My cibil shows No HiT but cannot genrate report in PDF format but someone shows me same report which clearly show no hit in pdf fomat i want my report in pdf fomat which are not genrated since 10 days also mark mail to cibil

        1. Did you call their customer care ?

  2. ashalanshu says:

    Dear Lokesh, please apply with your salary account bank to avail your first credit card.

    thanks

    Ashal

  3. Anshuk Jain says:

    Since this is your first credit card, you don’t have an history yet. You should be able to get a credit card if the bank likes your salary..

  4. Credexpert says:

    Dear Mr.Lokesh,

    A credit score of NA or NH is not viewed negatively by a lender, however some lenders’ credit policy could prevent them from providing loans to an applicant with Scores of “NA” or “NH” (applicants with no credit track record).

    We would suggest that you opt for a secured credit card and build your credit history over a period of time. Your timely repayments against this card would help minimizing the rejections of having no history.

    Regards,
    Credexpert
    http://www.credexpert.in

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