cibil score

POSTED BY avinash Misra ON January 29, 2013 9:32 pm COMMENTS (2)


I have cibil score (769). CIBIL report has 2 card’s statements as “POST(WO) SETTELED” as I had gone for settelement 3 years back. I enquired with those banks for any payment to clear the status, but they denied as it’s too late.

What is the possibility of home loan? Or, what should I do to be able to apply for home loan?


2 replies on this article “cibil score”

  1. Credexpert says:

    Dear Avinash,

    If the bank has already clarified that they cannot accept the payment against the settled account then nothing much can be done about it.

    769 is a good score but we cannot comment on the chances of sanction of your application. The best option will be to apply.


  2. Dear Avinash, please contact the branch of the banks not the customer care. Please visit personally with all the details & your check book to pay off the past dues. Banks ‘ll happily accept the amount & ‘ll clear your name from CIBIL report for these bad entries. Please do not forget to get NOC from both banks.



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