cibil score

POSTED BY avinash Misra ON January 29, 2013 9:32 pm COMMENTS (2)

Hi,

I have cibil score (769). CIBIL report has 2 card’s statements as “POST(WO) SETTELED” as I had gone for settelement 3 years back. I enquired with those banks for any payment to clear the status, but they denied as it’s too late.

What is the possibility of home loan? Or, what should I do to be able to apply for home loan?

Thanks,

2 replies on this article “cibil score”

  1. Credexpert says:
    February 1, 2013 at 10:04 am

    Dear Avinash,

    If the bank has already clarified that they cannot accept the payment against the settled account then nothing much can be done about it.

    769 is a good score but we cannot comment on the chances of sanction of your application. The best option will be to apply.

    Regards,
    Credexpert

    Reply
  2. Ashal Jauhari says:
    January 30, 2013 at 5:00 am

    Dear Avinash, please contact the branch of the banks not the customer care. Please visit personally with all the details & your check book to pay off the past dues. Banks ‘ll happily accept the amount & ‘ll clear your name from CIBIL report for these bad entries. Please do not forget to get NOC from both banks.

    Thanks

    Ashal

    Reply

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