Children education fund

POSTED BY Hari Sudhan ON April 20, 2012 5:20 pm COMMENTS (5)

Please guide me on which is the best children educational fund ?

5 replies on this article “Children education fund”



    For goals like children education invest in Balanced fund such as HDFC Balanced / Hdfc Prudence In SIP mode and take a term cover (after calculating all your liabilities + future expenses).

    The above portfolio will help you to achieve your goal instead of goi for a child plan.

  2. BanyanFA says:

    Hi Hari,
    There is no rocket science behind a child plan. It combines Insurance with investment. You can create it yourself by investing regularly into an investment option and taking a Term cover. Check out which explains in simple steps how to build your own child plan which will provide much better returns than a child plan.


  3. Hari Sudhan says:

    I want to save for my child.
    My age is 34.
    I am looking at 10 years investment.

    1. Dear Hari Sudan, please my reply in addition to what dear BanyanFA has already shared.

      First of all please purchase a term cover of at least 10-15 times of your yly income. Once the term cover is running, start investing in PPF + Eq. MFs like HDFC Top 200, Quantum Long Term Eq.



  4. Dear Hari Sudan, do you want to save for your child(ren) or you want specifically chidren oriented funds only? What’s your age, time horizon, other investments…..?



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