POSTED BY May 23, 2012 11:36 am COMMENTS (3)
ONHello all,
My two main goal are:
Child Higher education- 18 yrs Goal
REtirement- 20 Yr
I am investing in HDFC TOP 200 for child education 5000 pm. ( last one year )+ IDFC premiur equity- 3000 pm ( last 6 month)
for Retirement i want to invest 10000 pm. For this Should i go with single large cap fund?
If yes which one i should prefer:DSP,HDFC,Franklin
I have access to these AMCs directly.
Should i invest two largecap instead of one?
Debt PF: 2.5 lac in FD
Thanks
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Thank you all for your response,
I am planning to go with Quantum Long term equity for retirement planning.My final investment will be like this:
HDFC TOP 200 : 5000
QLTE: 9000
IDFC PE: 6000
thanks
Regards
Jig,
First of all let me tell you, You are on right track. Just stay focused. The market ups and downs should not bother you. Infact if there is big crash, celebrate it and buy more funds every time there is an opportunity.
Funds – I would say all are good fund. Regarding Retirement – One large cap and one equity opportunity fund should do the trick.
Debt – I would not recommend FD. Go for PPF instead.
Regards
wealthucreate(wUc)
Dear Jig, in my opinion, please invest in the same fund & under the same folio to keep the matter simple.
Thanks
Ashal