Can we port the health insurance policy from one company to another ?

POSTED BY Pranay Parulkar ON February 2, 2014 5:24 pm COMMENTS (2)

sir, my uncle is having a health insurance policy with syndicate bank tie up with united india insurance, which is a family floater plan cover of Rs.100000 running for past 5 years, but my uncle wants to increase cover to at least 3 lacs but not with syndicate bank.

what should he do is there a possibility of policy portability,please suggest us a good health insurance policy to his suitability his family demography is-
uncle age-58
wife-53
daughter-20

Which is a good policy and expected annual premium, dose he have to go for medical again please tell me, thanking you in anticipation!

2 replies on this article “Can we port the health insurance policy from one company to another ?”

  1. ashalanshu says:

    Dear Pranay, ask your uncle to contact United India directly for sum assured increase in the same policy. Syndicate has nothing to do with your uncle’s policy now.

    Thanks

    Ashal

  2. divya.advisor says:

    At your age your uncle will have to undergo medical tests. In a way it is good to have medicals done than getting claim getting rejected later on contest from insurance company that this particular disease was not disclosed.
    Health insurance portability is in effect you can contact any insurer of your choice and ask their customer care/agent to start formalities for you. the mount of ofter will depend on health condition, I have seen insurers offer more cover on porting when in good health.

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