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POSTED BY ON June 2, 2014 9:52 am COMMENTS (2)
Hi
I just want to know , can we have CIBIL report free of cost or at much cheaper cost, as i will be applying for loan after 2 years so that i can improve my score & get loan without much difficulty…
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According to a report by committee experts at RBI – http://www.rbi.org.in/scripts/PublicationReportDetails.aspx?UrlPage=&ID=763
Points #13 (i) and #15 under the head “Executive Summary” and
Chapter 5 – Credit Information Report – Pricing of CIR and Related Aspects
states that “customers should be given free copy of their Credit Information Report(s) (CIRs), to help create awareness about the need to have credit discipline”
They found that credit reports issued in USA are free of cost (once in 12 months) and suggested that same could be applied under our law
Therefore, it’s possible that CIR’s may be made available for free in coming months after senior RBI panel carefully analyses the suggestions laid down by committee of experts
I don’t think you can get it for free. It costs Rs. 470
To get hassle free loan in lakhs after 2 years, we can spend this 470 bucks 😀
Please follow this procedure to get it:
https://www.jagoinvestor.com/2011/12/get-cibil-score-online.html