POSTED BY October 24, 2013 8:59 pm ONE COMMENTON
I had took a loan with a bank for about 5 yrs back and paid half of the amount, after that i lost my sales job so i was unable to pay the remaining dues. Now almost 3 yrs over i never had any phone call from a bank, but very recently a guy call from a collection agency and he said if you wish to pay the loan dues, we will waive off 45% of your loan amount. I said ok with him asking him give some time about 6 month period.
Here my question is i have intention to pay it, but i cant make full settlement. since my financial condition never allows me to do so. How this will reflect in my cibil report, even if i pay the remaining dues after waive off. Or please suggest how to with this.
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