January 19, 2013 4:15 pm
Dear Shahid, there are 2 kinds of EMI options.
1. Zero interest – Interestingly this option is normally offered to those people who already have the full repayment capacity. Alternatively you may have this facility on some partner sites like http://www.Homeshop18.com, http://www.makemytrip.com to name a few.
2. With interest – This is option is given when you have already purchased high value on your credit card but you do not have the full amount to pay your bill within due date.
Please check your own situation & inform me which option you are talking to?
Dear Shahid, please check the detailed T&C of your credit card as well as the interest rate to be charged in your EMIs & calculate what ‘lll be the impact on your if you opt to pay under EMI. In general it’s always good to pay in full in a single shot for your credit card bills.
THANKS Ashal Jauhari.I have deposited Rs 20000 & they offer instant platinum credit card 2 me but my question is can i use emi option with it.
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