I have PPF account with SBI opened in Gurgaon branch of SBI. If after 15 years, I am in some other part of India, will they ask me to visit the home branch to get it either extended or withdrawn? or it will be possible to visit the nearest SBI branch and get it done?

And what if I am outside India?

If there is a need to visit the home branch in 1st scenario (if I am in some other part of country) and there is a need to visit the branch (in case I am outside country) then is it recommended to shift the account to ICICI who is much more customer friendly and have no such requirement?

My PPF account in SBI is linked to my savings account in SBI. Will the proceeds come directly in my savings account?

Harish