POSTED BY December 26, 2012 9:49 am COMMENTS (5)ON
I have applied for SBI home loan, and got approval letter on 1st Oct 2012 for so and so amount. Then after completion of my agreement I have submitted all the required document on 16th Oct 2012.
When contacted before diwali (Nov 13), they told me that due to Diwali vacation there are lots of stack of files and your file will take 10-15 days more.
Since 30th Nov I am going every week to their office for the status of my file, but they are telling me it will be get done in coming week, next monday and so and so day and date….
Now I got the legal notice from my builder asking me to pay the amount in 15 days, as well as the interest (@ rate of 18% of amount 23 Lac till date). Also mentioning that if failure to this the agreement will get terminated and 10% of the total amount that I have paid (owner’s contribution which is 10 lac) will be charged for the a cancellation of the deal.
So in this matter can I go in consumer court against the delayed serives of SBI and what are the chances to get justice here in this matter. And if I go should I contact a lawyer on this behalf?
Please help and answer ASAP. Thanks in adv.