Can I get a Top Up loan if I already have a loan from SBI ?

POSTED BY G8 ON October 19, 2013 6:24 pm ONE COMMENT

Hi, I have a realty loan in SBI for 25 lakhs to purchase a plot. The house is not constructed yet in that site. The loan is 20 months old.

The value of land is 75 lakhs and i have income of 1 lakh net…I need to make use of present higher market value and my repayment capacity. Tried for SBI Equity loan but i was told I can apply only after 12 months of a housing loan not a realty loan.

Please suggest me option to get loan topup/new loan. This is to consolidate all my loans.

One reply on this article “Can I get a Top Up loan if I already have a loan from SBI ?”

  1. ashalanshu says:

    Dear G8, if you want to consolidate your loans, please opt out opf SBI and check with other lenders. You may get the desired deal.

    Thanks

    Ashal

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