POSTED BY March 18, 2015 3:52 pm COMMENTS (2)ON
Axis Bank has offered to reduce the rate of interest for my home loan from 10.65% to 10.30% by asking me to pay a nominal charge of Rs 7500/-+ Service Tax.
I am on a floating rate home loan.
I wish to know are banks entitled to ask a fee to reduce the rate of interest & is this in accordance with RBI guidelines?
Thanks in advance.
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