POSTED BY January 30, 2013 11:22 pm COMMENTS (5)ON
I am looking to buy a term insurance and a medical insurance. In addition, I also wanted to go for an accident insurance and a critical illness insurance. They are available as both a rider on term/medical insurance or are available as separate policies in their own right. I have heard that taking a separate insurance is better instead of riders. Can you please confirm if this is correct along with the reasons/examples.
Thanks in advance.